When you refinance your house, the new loan pays off the existing loan. The most obvious advantage of refinancing is helping financially strained borrowers to use some of the money from their home’s value to cater to other needs. This is especially helpful when you’re anticipating an increase in your budget. Other benefits include shortening
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“Is now the right time to buy a home?”This is a question that everyone should ask themselves when they start dreaming of a new house and saving up for a down payment. Whether you’ve been saving for several years or you have just started dreamily browsing Zillow, the best time to buy is mostly determined by
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Did you know that when you pay property taxes, the money is used to fund government services? The government receives revenues by taxing the proceeds of investments and certain incomes. Such taxes fund the jobs of government employees and also help in infrastructure development. These taxes can be a burden on many homeowners. Fortunately, homestead exemptions
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According to Forbes, homeowners spend an average of $1,200 per month (or between 1-4% of their home’s value) to keep their homes in good condition. They do so to guarantee the safety and comfort of their families and preserve the investment value of their homes. For the homeowners wondering how to maintain the value of their properties, we
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Every year, American homeowners spend more than$400 billion on home renovations. The average home remodel project costs between $3,000 and $25,000, depending on the scale of the renovations. Large-scale and whole-home renovations can go as high as $150,000 from beginning to end. But what are the best home improvements that will increase your home value? As always,
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Buying a home is a big investment. For those purchasing their first home, budgeting can be a challenge if you don’t know what to expect. Choosing a house that you can afford is very important since it will affect your long-term financial health. But, how do you budget for a home? Here, we’ll look at some
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Owning property is the ultimate goal for many of us. However, aspiring homeowners don’t always realize that one cost, property taxes on their home, can go up or down every year. Actions homeowners take such as home improvement to increase the value of the home, can result in a bigger property tax bill. Below, we reveal what
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POSSIBLE SCENARIOS IN SELLING YOUR HOME AND BUYING A NEW ONE For many who are contemplating selling their house also think about aligning their sale with the purchase of their own new home. Not working towards this solution can be costly. Renting or paying a double mortgage for the five-month period before you move into your new
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Buying your first home is an exciting experience. You get to look at houses and choose the one that’s just right for you. If you’ve been planning to buy a home for a while, it’s likely that you’ve done your research and know how to identify the upfront costs of buying a home. However, there
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New Home Checklist: 7 Essential First Week Tasks Congratulations, you’ve bought a house! Purchasing the home you want is exciting. We’re here to help you minimize the inevitable stress of moving. After planning a move for months and diligently doing all the packing, prepping, and logistics, many people moving into a new home find themselves at
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