Start Your
Adventure Today

Seeking a Loan?

Are you a Realtor?

About Image

Why Should You Choose Us?

At Go West Home Loans, Broker and Owner, Ben Andrus, is at the forefront of offering personalized mortgage solutions, swift customized quotes, and competitive rates. With over 20 years of dedicated service in communities like yours, we've assisted over 2500 families worldwide on their homebuying journey. Our commitment goes beyond just financing a home; it's about ensuring you have a smoother, happier mortgage experience. Trust in our unwavering integrity and let us make your homebuying process both positive and memorable.

  • Tailored mortgage solutions
  • Expert guidance for all homebuyers
  • Fast, competitive rate quotes
  • Enjoyable, worry-free homebuying


Years of Service


Families Worldwide


Our Core Services

About Image


Looking for financing options for a home or other real estate? Selecting the perfect loan product tailored to your objectives can sometimes feel overwhelming. We simplify this journey by offering expert guidance and tools, starting with a complimentary pre-approval letter request. Whether you're a first-time home buyer or an experienced investor, we'll provide clarity on various loan programs, enabling you to make the most informed decision.

About Image


Considering refinancing for your home or other properties? Picking the right refinance product tailored to your needs can be a challenge. We make this process smoother with our expert insights and resources, beginning with a free refinance analysis. Whether you're exploring refinancing for the first time or have done it multiple times before, we illuminate the differences between loan programs, ensuring you make the best choice.

Diverse Financing Solutions

Loan Options

30-Year Fixed Mortgage

The 30-year fixed-rate mortgage offers a consistent interest rate and unchanging monthly payments, making it a suitable option for those intending to stay in their home for seven years or more. For those considering moving within seven years, stable-rate loans typically offer better value. Our aim is to simplify your home loan journey with our expertise and advanced tools, beginning with our complimentary 30-Year Fixed Rate Mortgage Qualifier. We provide clarity on the differences between loan programs, ensuring you make the best choice, whether you're a first-time buyer or an experienced investor.


15-Year Fixed Mortgage

The 15-year loan guarantees steady monthly payments over its lifespan, blending the perks of the 30-year loan with a reduced interest rate, allowing faster homeownership. However, it demands a higher monthly commitment. Some opt for a 30-year fixed-rate, making bigger payments to match a 15-year payoff, finding it a safer choice given the minimal interest rate disparity. We're dedicated to streamlining your mortgage experience, equipped with tools and knowledge, starting with our no-cost 15-Year Fixed Rate Mortgage Qualifier. Whether a newbie or a veteran investor, we guide you to discern and select the ideal loan program.


Adjustable Rate Mortgage

An ARM, or Adjustable Rate Mortgage, contrasts with fixed-rate mortgages as its interest fluctuates over time. Initially, an ARM boasts a lower interest rate compared to its fixed counterpart. If you anticipate short-term homeownership, expect a rise in future income, or find fixed mortgage rates too steep, an ARM could be advantageous. We endeavor to streamline your mortgage process, armed with tools and knowledge, commencing with our complimentary ARM Qualifier. We assist in demystifying loan program variances, guiding you to the optimal choice, be it your maiden purchase or an addition to a seasoned portfolio.


FHA Loans

The FHA loan, backed by the Federal Housing Administration, was established to ensure lenders against borrower defaults and to invigorate the housing market by making loans more attainable. With roots in the 1930s foreclosure spike, its design promotes affordability and accessibility. We’re here to streamline the FHA loan process with our expertise and resources, starting with our complimentary FHA Loan Qualifier. We help you navigate the complexities of loan options, ensuring an informed decision, be it your inaugural home purchase or another addition to your real estate portfolio.


VA Loan

The VA loan, endorsed by the U.S. Department of Veterans Affairs, is a nod to our nation's service members, granting them and their spouses specialized mortgage options. Extended by accredited lenders, this program ensures home buying advantages for our veterans. With us by your side, navigating the VA loan process becomes straightforward. Armed with precise tools and know-how, and introducing our complimentary VA Loan Qualifier, we shed light on the maze of loan alternatives. Whether you're venturing into homeownership or are a seasoned property enthusiast, our expertise steers you to your perfect fit.


Jumbo Loan

Jumbo loans surpass the standard conforming limits set by Fannie Mae and Freddie Mac, standing at $647,200 for most regions in 2022, but elevated to $970,800 in locales like Alaska, Hawaii, Guam, and the U.S. Virgin Islands. Due to the increased risk for lenders, these loans often come with slightly higher rates. We're here to simplify your jumbo loan journey, backed by adept tools and expertise, initiating with our complimentary Jumbo Loan Qualifier. From first-time buyers to seasoned investors, we illuminate the distinctions between loan offerings, steering you towards the perfect fit.


203K Loan

The FHA 203K loan is tailored for those eyeing older or damaged homes and desiring funds for renovations. Picture acquiring a home requiring a revamped kitchen and bathroom; this loan covers both the house purchase and renovation expenses. It often comes with a 20% contingency for unforeseen repair costs and provisions for up to six months of mortgage payments, so you can live elsewhere during renovations. Our mission? To ease your 203K loan process, initiating with our complimentary 203K Loan Qualifier. Whether you're a first-time buyer or a seasoned investor, we illuminate loan program nuances, guiding your optimal choice.



The USDA provides distinct loans designed for individuals in rural areas with low to moderate incomes. These loans range from direct homeownership to rural repair grants, each tailored to specific needs. Impressively, some offer interest rates as low as 1% with no down payment, given a decent credit history. Our commitment is to simplify your USDA home loan process. Begin with our FREE USDA Loan Qualifier. Armed with expertise and tools, we ensure clarity between loan types, guiding you to an informed choice, be it your initial home purchase or an investment endeavor.



Optimize your investment with our DSCR Loans, designed specifically for properties with rental income. These loans assess your loan repayment ability based on property cash flow rather than personal income. The Debt-Service Coverage Ratio (DSCR) is a key metric, calculated by dividing the monthly rent by the property’s monthly expenses (mortgage, taxes, insurance, and dues). Choose our DSCR Loans for a simplified and effective way to finance your investment property, leveraging its rental income for loan repayment.



Unlock the financial potential of your home with our Home Equity Loans and Lines of Credit. Choose our Home Equity Line of Credit (HELOC) for a flexible, ongoing access to funds, using your home as collateral. It’s perfect for continuous borrowing needs, functioning like a credit card. Alternatively, our Home Equity Loan (HELOAN) offers a one-time lump sum with fixed repayments, ideal for specific, larger expenses. Select the option that best suits your financial goals, leveraging your home equity to meet your needs.


Renovation Loan

Transform your property with our HomeStyle Renovation Loan, tailored for a wide range of renovation projects. From essential repairs to luxurious upgrades, this loan empowers you to increase your home's value and appeal. It factors in your renovation plans when calculating the Loan-to-Value (LTV), offering you more purchasing power and flexibility. Whether you're enhancing a new home or restoring an older one, our Renovation Loan is the key to turning your house into your dream home.


Commercial Loan

Support your business's growth with our tailored Commercial Loans. Designed to cater to a variety of business needs, these loans assist with everything from operational costs to equipment purchases. We consider your business’s financial health and cash flow, requiring documentation like balance sheets for loan approval. Our Commercial Loans are structured to enhance your business’s operational capabilities and growth, ensuring a loan that aligns with your ability to repay.


Down Payment Assistance

Step into homeownership with ease using our Down Payment Assistance programs in Arizona. These Bond programs are specifically designed to help prospective homeowners with the initial financial hurdle of a down payment. Our assistance opens the door to more accessible homeownership, reducing the financial strain and making your dream of owning a home a reality. Explore our various programs to find the support that best fits your path to homeownership.


News & Insights


Navigating Mortgage Rates in a Volatile Market

Ben Andrus

Ben Andrus

Shape Shape

Your Journey to Home Financing Simplified


Discover Your Options

Start with a consultation to identify your best loan options.


Choose Your Ideal Loan

Select the right loan with our guidance.


Apply with Ease

Complete your loan application with our help.

Middle 1 Middle 2 Middle 3 Middle 4 Middle 4 Middle 4 Middle 4

Gather Your Documents

Prepare essential documents for quick processing.


Seamless Processing

We'll efficiently process and update you on your application.



Sign the documents to complete your loan process.


Connect With Us

By submitting your phone number to Go West Home Loans, you are authorizing a representative of our company to send you text messages and notifications. Message frequency may vary. Message/data rates apply. Reply STOP to unsubscribe to a message sent from us, and HELP to receive help.

What People Are Saying


Mortgage News at Your Fingertips

Supporting Our Community Through Charities


Quick Refinance Analysis Form