Author: Ben Andrus

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Property Value & Refinancing: Everything You Need to Know

Property Value & Refinancing: Everything You Need to Know

Homeownership is one way to grow your wealth. Most of the time property values tend to rise while you pay off the mortgage. When you pay off the principal on your home and the value rises, you gain equity in your home. This is the monetary value between the amount you owe and the possible

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6 Ways to Protect Your Interests When Buying an “As-Is” Home

6 Ways to Protect Your Interests When Buying an “As-Is” Home

Buying an as-is home comes with some unique advantages. However, you’ll want to take some steps to ensure that you’re protected once you move in. What Does “Sold As-Is” Mean? A seller lists a home for sale as-is when they don’t plan to perform any repairs before the closing. When you buy such a home, you accept

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Mortgage Preapproval Affect on Credit Ratings

Mortgage Preapproval Affect on Credit Ratings

Does Shopping Around for a Mortgage Preapproval Hurt Your Credit Rating? For serious home shoppers, especially in competitive housing markets, it isn’t enough to be prequalified. You also need to be preapproved for a loan amount equal to or greater than the price of the home you’re considering (minus the down payment).  That said, stringent preapproval processes

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What’s the Timeline Between Prequalifying* and Getting Your Home Loan Funds?

What’s the Timeline Between Prequalifying* and Getting Your Home Loan Funds?

Whether it’s your first or fifth time, purchasing a home is an exciting experience. But, it can also be a stressful one. There are many tasks to complete and milestones to meet between prequalifying for a mortgage and receiving your funds.  Understanding the requirements can help make the process seem a little less daunting. Here’s

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